Your Finance with The Brighte Personal Loan

Scholz Electrical has partnered with Brighte as our finance company of choice for our air conditioning installations, Green Energy work, home improvements and more!

We’re making it easier for you to invest in the home improvements you were putting off. The Brighte Personal Loan is available to finance your projects, helping you achieve comfortable and more sustainable homes.

Eligible Products

  • Garden and outdoors

  • Blinds and shutters

  • Carports, patios and sheds

  • Bathroom and kitchen renovations

  • Electrical and plumbing

  • Heating and cooling improvements

  • Pools and spas

  • And much more!

Eligibility Criteria

All applicants must:

  1. Be over 18 years old and an Australian resident or citizen
  2. Own or be purchasing their home
  3. Be employed, self-employed, a funded retiree; or is receiving the Government Age Pension
  4. Have an Australian driver’s licence or Passport
  5. Provide two most recent payslips or 90 days of bank statements

*Please note that all applications and supporting documents are submitted directly to Brighte by the applicant.

Loan Amount & Terms

Between $1,000 and $30,000. From 24 – 84 months.

The Brighte Personal Loan offers you the choice of a competitive loan for all your home improvements. You can choose the loan term and repayment amount that works best for you and repay it over 2-7 years.

You can also make additional repayments and pay the Brighte Personal loans off quicker at no additional cost.

Fees & Charges

  • 8.99% p.a. fixed interest rate* | Comparison rate 9.71% p.a.*
  • Establishment fee of $299 added to the loan amount
  • $1 weekly account keeping fee included in repayment
  • No fees for early repayments or payouts or to change your repayment date

The fixed interest rate won’t change on you as it remains the same, regardless of the amount you need to borrow.

*The comparison rate is true only for the examples given and might not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

How It Works

Making your home energy improvement projects easy, from start to finish.

  • Step 1: Decide on your purchase
    Agree with Scholz Electrical on the products you are purchasing.

  • Step 2: Be referred for the Brighte Personal Loan
    Scholz Electrical will refer your contact details to Brighte. They will then be in contact and discuss how to complete your application online.

  • Step 3: Complete your application
    Once you provide all the required documents, you receive an outcome within 1-3 business days and your loan contract.

  • Step 4: Start your repayments
    Once the job is complete, Brighte will pay Scholz Electrical, therefore activating your Brighte Personal Loan and your repayments will begin in 28 days!

We’re unlocking your potential to achieve your dream home with the power of choice! With a competitive loan for all your home energy improvements, the possibilities (and energy savings) are endless.